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Home Equity Loans (Amortizing)

 

Please Note: Rates are subject to change without notice.  Please call 215-396-8585 to get the most current rate information.  All loans are subject to credit approval.  APR= Annual Percentage Rate.  Maximum loan amounts vary based on lien status

Rates Effective as of July 1, 2018.

Home Equity Loans

     
TermFixed RateAPRMonthly Payment
Per $1000
3 Year 3.250% 3.429% $29.19
5 Year 3.750% 3.878% $18.30
7 Year 4.000% 4.099% $13.67
10 Year 4.500% 4.581% $10.36
15 Year 5.000% 5.063% $7.91
20 Year 5.500% 5.556% $6.88

Lowest available rates.  Rate you receive may be higher, based on credit score, mortgage LTV, debt-to-income ratios and other loan factors.

Payments do not include taxes or insurance; actual payment may be higher.   

Home Equity Lines of Credit 

RateAPRTerm  
4.75% 4.75% 25 Years  Maximum APR: 18.00%

Lowest available rate.  Rate you receive may be higher, based on credit score, mortgage LTV, debt-to-income ratios and other loan factors.

The rate is variable monthly based on the Wall Street Journal Prime Rate.  Prime Rate as of 6/14/2018 is 5.000%.  Margin is -0.25%.  Floor is 4.75%.  Annual fee of $20.00.

The home equity line of credit rate is applicable for loans secured by owner-occupied, single family dwellings.  Maximum loan-to-value (LTV) is 80% for 1st or 2nd lien position.  No application fee for Home Equity Line of Credits $250,000 or less.

 

*Rates are subject to change.

 

Please call 215-396-8585 for our most current rates and terms of loans secured by properties that are not owner-occupied, not residential, or have more than two units.

 

 

Member FDIC.  Equal Housing Lender

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